How do you know when you should be concerned about having mismatched spending habits in a relationship?

Here, learn the telltale sign.

So how does that impact you?

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And that reality extends to finances.

It becomes irresponsible spending when its getting in the way of meeting your financial goals.

Robin Hartill, certified financial planner

Frivolous spending habits are also problematic when they lead to debt.

Two people’s legs touch under a table as they work on their laptops.

licensed mental health counselor and financial wellness expert based in New York

This exercise can also facilitate empathy in a relationship, because the very notion of frivolous spending is subjective.

One partner might value really expensive, fancy, delicious dinners, says Evans.

The other partner may not, and may not want to spend money on that.

Books on grief are seen floating against a backdrop of clouds.

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Michelle Monaghan, Carrie Coon, and Leslie Bibb in The White Lotus, symbolizing toxic friendships.

licensed mental health counselor and financial wellness expert based in New York

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Courtesy Berkley Publishing