But according to financial professionals, its possible to take steps toward both goals at once.
Whenever were looking at expenses versus income, its easy to think, Well, whatshouldmy expenses be?
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Youre pulling the money out of your gross paybeforethe final amount hits your bank account, she says.
Small steps now have the potential to turn into big strides later.
They dont realize that the money in there could be invested.
vice president of retirement and college products at Fidelity Investments
One of the most common options for that is atarget-date fund, says Viktorin.
This is a one-size-fits-most investment where you select a fund aligned with your target retirement date.
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vice president of retirement and college products at Fidelity Investments
