(Not to mention, the everyday money realities of cohabiting and coexisting, in plenty of cases.)

5 major questions to ask your future spouse before marriage

1.

What was your financial life like growing up?

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Do you have any debt?

Much of that debt accumulated during their marriage, making his concealment of it a veritable form offinancial infidelity.

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Despite their divorce, she wound up having to pay off over $800,000 of it.

Will you help them to do so?

How will we split expenses and other financial responsibilities between us?

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What is your process for budgeting?

For example, can you each spend freely using a joint account?

And what about on individual credit cards?

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Coming to an agreement about these types of personal spending habits can mitigate tension around a shared budget.

What are your financial goals and dreams?

Flexibility is one of the keys to maintaining a healthy couple-money dynamic over time, says Dr. Ford.

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